Tag: aging loved ones

Resources and Ideas to Support Family Caregivers This November

Are you aware that the month of November has been devoted to recognizing and encouraging the nation’s family caregiver population? During November, National Family Caregivers Month formally acknowledges the work of these unselfish family members who are crucial to our society and understands their value. In fact, without the vital and year-round aid of family caregivers, millions of seniors would have serious difficulties.

Throughout the nation there are over 53 million of these compassionate individuals. In recognition of National Family Caregivers Month, we would like to share some very important resources for caregivers and seniors on our blog.

1. Respite care should be available for caregivers. Caregiving is often a sacrifice in terms of time, money and opportunity costs, especially if a senior loved one has a physical or mental health disability. Therefore, many times caregivers are at risk of developing their own health problems due to exhaustion and unmet needs. By having respite care available, caregivers are able to take breaks and care for themselves.

2. Health care options for seniors. Do you know all the health care options available to seniors today? Please look at this list.

  • Department of Veterans Affairs – The V.A. provides a vast array of support services for qualifying senior veterans and their families, including a paid family caregiver benefit. The program is called Veteran-Directed Home and Community Based Services. Elder law attorneys are potent advocates for senior veterans’ rights and often help secure V.A. benefits if they are denied.
  • Medicare — Medicare is a massive federal health program for people aged 65 and older. Senior caregivers might not realize that Medicare covers home health and skilled nursing services in many circumstances.
  • Medicaid — Medicaid is a federal-state partnership program that provides health coverage for people with limited income and assets. Medicaid can also pay for long-term care in nursing homes.
  • SHIPs — State Health Insurance Assistance Programs, or SHIPs, provide free support to Medicare beneficiaries and their caregivers.

3. Legal planning is essential. If you have a senior loved one, the time to start legal planning is now. Do you have questions about what you or your aging loved ones need? From advance directives to estate planning to long-term care proactive planning, a Florida elder law attorney can help.

We know you may have questions. Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Protect Your Parents Before They Enter A Nursing Home

Do you anticipate that your parents may require full-time nursing home care due to their age or their health condition? If so, you should consider helping them put a plan in place now.  According to Genworth’s Cost of Care Survey, the average cost for a private room in a nursing home facility is over $100,000.00 per year. Although nursing home care can be incredibly expensive, there may be ways that you can help ensure that the assets of your parents are protected and that they do not lose all of their savings paying those exorbitant nursing home bills.   

There may be a variety of ways in which you can help protect your parents by planning for nursing home care payments. Long-term care insurance plans can be an affordable option to offset the costs of care, especially if your parents are young enough and healthy enough to qualify for the best rate. Veterans benefit programs, if available to your parents, can help cover the costs of nursing home care. Medicare also provides coverage in limited situations. Primarily, however, people depend upon Medicaid coverage to pay for nursing home care. Access to Medicaid coverage, however, requires that the nursing home patient fall below a certain asset and income threshold. An elder law attorney can help you and your parents understand what benefits and coverage options are available and ensure your parents are protected.

Even if you do not think your parents would qualify for Medicaid with their current assets and income levels, it may be important that you contact an elder law attorney because there are many strategies that can be employed to protect your parents’ assets and still allow them to qualify for Medicaid coverage. Because May is National Elder Law Month, now may be the perfect time to do so and help your parents take this significant step towards protecting their future. 

Do you have questions? Please contact our law practice to learn more. We are here for you. Elder and Estate Planning Attorneys PA is a law office small enough to provide personal service but large enough to provide service in Palm Beach, Martin, St. Lucie and Indian River Counties.