Tag: elder law attorney near me

11 Tips to Support Family Caregivers in Florida During National Family Caregiver Month

Were you aware that there is no question that family caregivers in Florida play a crucial role in the lives of aging loved ones, especially given the state’s unique demographic and the variety of healthcare needs among seniors? National Family Caregiver Month is an opportunity to celebrate these unsung heroes and offer practical ways to help them stay supported throughout the year. Whether it is understanding Florida-specific resources, ensuring their own estate planning is in place, or simply connecting them with respite care, there are many meaningful ways to uplift those who dedicate themselves to the well-being of others.

This month, we want to take a moment to recognize and support the family caregivers around us with these 11 essential tips. The goal of each tip is to make their role easier, less overwhelming, and more sustainable, allowing them to continue providing compassionate care while safeguarding their own well-being. As always, if you need help right now, do not hesitate to contact our law firm.

  1. Guide caregivers to Florida respite care resources. There is no question that temporary respite care can offer caregivers much-needed breaks. In Florida, there are many respite care options available through local elder care programs and community centers. When you help the family caregivers in your life recharge, you can help them avoid burnout.
  2. Encourage participation in support groups. Caregivers often face unique challenges that only others in similar roles can fully understand. Florida has many support group resources, both in-person and online, where caregivers can share experiences and gain valuable insight.
  3. Ensure the caregiver’s estate plan is current. Many caregivers overlook their own estate planning needs, which can become a vulnerability over time. Gently remind them of the importance of having an up-to-date estate plan, especially if caregiving impacts their financial obligations or living situation.
  4. Help caregivers establish healthy boundaries. For caregivers, self-care is essential, yet often neglected. Make the time to encourage them to set personal boundaries that allow for personal time and rest, making it easier to sustain their caregiving role.
  5. Assist them in understanding Florida caregiving benefits. Florida offers various programs and benefits for caregivers, such as financial aid and tax breaks. Ask your experienced Florida elder law attorney if you need help but you can guide them to these resources to help alleviate some of the financial strains that caregiving may entail.
  6. Review their powers of attorney and healthcare directives with your experienced Florida estate planning attorney. Florida caregivers, particularly those handling sensitive medical decisions, should consider appointing a power of attorney or creating healthcare directives. This provides peace of mind knowing their preferences will be honored if they are unable to make decisions for themselves.
  7. Discuss family involvement in caregiving. By involving other family members, caregivers can find a shared sense of responsibility. Organize family meetings to divide roles, giving the primary caregiver essential support and preventing burnout.
  8. Consider introducing local meal and transportation services. Many Florida counties offer meal delivery and transportation services for seniors, which can ease some of the caregivers’ workload. Assisting caregivers in accessing these services can free up time and energy for other responsibilities.
  9. Educate caregivers on Florida elder law protections. Family caregivers often need a deeper understanding of legal protections that apply to elder care in Florida. Encourage them to consult with an experienced Florida elder law attorney to understand key considerations, from guardianship to financial safety measures.
  10. Support self-care activities. Remind caregivers to take small breaks for their personal health, whether it is a local exercise class, a walk on the beach, or any activity that brings them peace. Their well-being is as important as that of the person they care for.
  11. Help them navigate government assistance programs with the help of your experienced Florida elder law attorney. Many Florida families are eligible for financial assistance programs, including Medicaid and other state resources, which can significantly reduce the financial strain of caregiving.

We know this article raises more questions than it answers. With these 11 tips, family caregivers can feel supported and prepared to continue their invaluable work, knowing they are equipped with tools to manage their role sustainably. By recognizing and addressing their needs, we can honor their contributions and encourage their resilience.

Key Steps to Take to Ensure Safer Homes for Florida’s Aging Seniors

Have you considered that as Florida’s population continues to age, ensuring the safety of our seniors is more important than ever? With National Falls Prevention Week in September, it is a timely reminder that falls are a leading cause of injury among older adults. In Florida, where many seniors choose to age in place, taking steps to prevent falls at home is crucial to maintaining their independence and well-being. As an experienced Florida estate planning and elder law firm, we have the opportunity to guide our clients not only in their legal affairs but also in protecting their physical safety.

Florida’s warm climate makes it an attractive place for seniors to retire, but it also brings unique risks. High humidity, seasonal storms, and the presence of pools or other outdoor features can create environments where falls are more likely. Understanding these specific risks is the first step in preventing them. Let us share a few tips with you here on our blog.

  1. Assessing and modifying the home environment. A thorough home assessment can identify potential hazards that could lead to falls. In Florida, this may include ensuring outdoor walkways are well-lit and free of debris, installing grab bars in bathrooms, and removing loose rugs or cluttered areas inside the home. For homes with pools, ensuring that wet areas are properly managed with non-slip surfaces can prevent dangerous falls.
  2. Promoting physical fitness and balance. Staying physically active is key to reducing the risk of falls. Seniors should be encouraged to participate in exercises that improve strength and balance, such as water aerobics, yoga, or even gentle stretching. Florida’s abundant sunshine allows for outdoor activities, but it is important to ensure that these activities are conducted safely, with proper hydration and appropriate footwear.
  3. Regular vision and hearing checks. Regular eye and ear examinations are critical in fall prevention. In Florida, where the bright sun can impact vision, seniors should ensure their eyewear is up to date and includes appropriate UV protection. Good hearing also plays a crucial role in maintaining balance and awareness, helping to avoid obstacles that might cause a fall.
  4. Managing medications carefully. Certain medications can increase the risk of falls by causing dizziness or drowsiness. It is essential for seniors to regularly review their medications with their healthcare provider. In Florida, where the heat can exacerbate these side effects, careful management and consultation with a doctor can prevent unnecessary falls.
  5. Creating a supportive network. Having a strong support system is vital in ensuring that seniors are not left to navigate fall risks alone. In Florida, where many seniors may live far from family, fostering connections with neighbors, community groups, or in-home care providers can create a safety net. These connections ensure that someone is regularly checking in and can help make necessary modifications to the home environment.
  6. Developing a Long-Term Care Plan. Planning for the future is essential to maintaining independence and safety. An experienced Florida elder law attorney can help seniors and their families develop a comprehensive long-term care plan that addresses potential future needs, including home modifications, in-home care, or assisted living arrangements. This plan should also consider the financial aspects, exploring options such as long-term care insurance or accessing public benefits like Medicaid, to ensure that care is both accessible and affordable.

We know this article raises more questions than it answers.  In Florida, where aging in place is a priority for many seniors, preventing falls at home is a critical component of maintaining independence and quality of life. A Florida estate planning and elder law attorney, can offer guidance that can extend beyond legal advice, helping their clients create a comprehensive strategy that protects both their health and their legacy.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Essential Tips for Assisting Your Elderly Florida Parents in Choosing a Medical Alert System

As our parents age, ensuring their safety and well-being becomes a top priority. One effective way to provide peace of mind is by equipping them with a reliable medical alert system. These systems can be lifesaving in emergencies, offering immediate access to help with just the push of a button. For those living in Florida, where seniors often enjoy an active lifestyle but also face the threat of natural disasters such as hurricanes, choosing the right medical alert system is crucial to maintaining their independence while ensuring their safety.

The variety of medical alert systems available today can be overwhelming, making it challenging to decide which one is best for your elderly parents. It is important to consider factors such as their specific health needs, lifestyle, and the unique conditions of living in Florida, including the potential for hurricanes and power outages. During the month of August, Medic Alert System Awareness Month, let us share some essential tips to help you assist your elderly Florida parents in choosing a medical alert system that meets their needs and provides peace of mind.

  1. Assess their needs. Start by evaluating your parents’ specific health needs and daily activities. You may want to consider factors such as mobility, existing medical conditions, and whether they live alone. This assessment will help determine the features that are most important in a medical alert system, such as fall detection, GPS tracking, or in-home versus mobile options.
  2.  Consider the range and coverage. Do your research to ensure the medical alert system provides adequate coverage for your parents’ lifestyle. If they enjoy outdoor activities or frequently travel, a system with GPS tracking and a wide range of coverage is essential. For those who spend most of their time at home, an in-home system with a strong signal range will suffice.
  3. Evaluate the response time and monitoring service. The efficiency of a medical alert system depends on its response time and the quality of the monitoring service. Research companies that offer 24/7 monitoring with quick response times. Do not put off reading reviews and testimonials which can provide insights into the reliability and responsiveness of the service.
  4.  Check for waterproof features. In Florida, where water activities and unpredictable weather are common, it is important to choose a medical alert system with waterproof features. This ensures that the device can be worn in the shower or during outdoor activities without the risk of damage.
  5. Review battery life and power backup. Given the potential for power outages during Florida’s hurricane season, select a system with a long-lasting battery and backup power options. This ensures the device remains functional even during extended power disruptions.
  6. Compare costs and contracts. Medical alert systems come with varying costs and contract terms. You need to compare different plans to find one that fits your budget while offering the necessary features. Be wary of long-term contracts and hidden fees, opting instead for flexible plans with transparent pricing.
  7. Test the system and customer support. Before making a final decision, test the system’s functionality and familiarize your parents with its use during a trial period if one is offered. Additionally, evaluate the company’s customer support to ensure they offer reliable assistance and troubleshooting when needed.
  8. Look for additional features. Some medical alert systems offer additional features such as medication reminders, fitness tracking, and integration with smart home devices. These can enhance the overall utility and convenience of the system for your parents.
  9. Ensure ease of use. Choose a system that is easy for your parents to use. The buttons should be large and easy to press, and the system should have clear instructions. Simplicity is key to ensuring that your parents can use the device effectively in an emergency.

We know this article raises more questions than it answers.   In conclusion, selecting the right medical alert system for your elderly Florida parents involves careful consideration of their health needs, lifestyle, and the unique conditions of living in Florida. By following these essential tips, you can help ensure their safety and independence, providing peace of mind for both you and your parents.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

7 Ways to Honor and Assist a Senior Loved One on National Senior Citizens Day

National Senior Citizens Day, celebrated on August 21st, is a special occasion dedicated to recognizing and appreciating the contributions and wisdom of our senior loved ones. This day provides a wonderful opportunity to honor the seniors in our lives and show them the respect and gratitude they deserve. As an experienced estate and elder law law firm, we understand the importance of supporting and assisting seniors not just on this special day, but throughout the year. Whether it is through legal guidance or simple acts of kindness, there are numerous ways to make a meaningful impact in their lives.

Honoring and assisting seniors on National Senior Citizens Day goes beyond mere celebration; it involves practical steps to enhance their well-being and ensure they feel valued. From helping them with their estate planning needs to spending quality time together, each action can significantly improve their quality of life. Let us share seven thoughtful ways to honor and assist a senior loved one on National Senior Citizens Day, and throughout the year.

  1. Spend quality time together. One of the most valuable gifts you can give a senior loved one is your time. Plan a day to engage in their favorite activities, whether it is going for a walk, playing a game, or simply having a heartfelt conversation. Your presence and attention can make them feel cherished and appreciated.
  2. Help with estate planning. Assisting a senior loved one with their estate planning can provide them with peace of mind when they work with their experienced Florida estate planning attorney. They will want to make sure their entire estate plan is up-to-date and reflect their current wishes. 
  3. Offer technological assistance. Many seniors may feel overwhelmed by modern technology. Help them set up and learn to use devices like smartphones, tablets, or computers. Teaching them how to video call family members or use social media can help them stay connected and engaged with loved ones.
  4. Educate on common scams they may encounter. To help seniors understand scams, share information about the most common types, such as phone scams, email phishing, and fake charities. Make sure they know not to share personal information or money with unknown sources.
  5.  Assist with daily tasks. Offer to help with daily tasks that may be challenging for your senior loved one. This can include grocery shopping, cooking, cleaning, or running errands. Providing assistance with these activities can make their daily life easier and less stressful.
  6. Encourage physical activity. Physical activity is essential for maintaining health and mobility. Speak with their doctor but encourage your senior loved one to stay active by suggesting gentle exercises like walking, yoga, or swimming. You can even join them to make it a fun and motivating experience.
  7. Show appreciation and gratitude. Take the time to express your appreciation and gratitude for the wisdom, love, and guidance your senior loved one has provided over the years. A heartfelt letter, a handmade gift, or simply telling them how much they mean to you can have a profound impact on their emotional well-being.

We know this article raises more questions than it answers. National Senior Citizens Day is a perfect occasion to honor and assist the seniors in our lives. Let’s take this opportunity to celebrate our senior loved ones and ensure they feel valued and supported, not just on this special day, but every day.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

5 Ways You Need to Know that Elder Financial Abuse Can Impact an Aging Parent

Elder financial abuse is a growing concern as the senior population increases. Did you know it involves the unauthorized or improper use of an elder’s funds, property, or assets? As more elders seek support and care, they can become increasingly vulnerable to financial exploitation from unscrupulous individuals, including strangers, caregivers, and even family members. This type of abuse not only depletes an elder’s financial resources but also undermines their emotional well-being and sense of security.

Understanding how financial abuse can occur is essential in protecting your aging parents, especially during June when the world focuses on this importance on World Elder Abuse Awareness Day (WEAAD). After all, awareness is the first step towards prevention. By recognizing the signs and methods of financial exploitation, you can take proactive measures to safeguard your loved ones’ assets. In our blog right here, we will explore five common ways elder financial abuse can happen and offer practical tips on how to prevent it, ensuring that your parents remain financially secure and protected from harm.

  1. Unauthorized access to bank accounts. Perpetrators may gain access to an elder’s bank accounts through stolen checks, ATM cards, or by gaining online banking information. They might make unauthorized withdrawals or purchases, draining the elder’s funds.
  2. Identity theft. Identity theft occurs when someone uses the elder’s personal information, such as Social Security number or credit card details, to open new accounts, apply for loans, or make purchases. This can severely damage the elder’s credit and financial stability.
  3. Investment fraud. Elders are often targeted by scammers who pitch fraudulent investment opportunities. These scams can take the form of fake stocks, bonds, real estate, or other investments that promise high returns but result in significant financial losses.
  4. Telemarketing and charity scams. Scammers often use telemarketing calls or fake charities to solicit money from elders. They might pretend to represent a legitimate organization or create an urgent, emotional appeal to convince the elder to send money.
  5. Exploiting cognitive impairments. Elders with cognitive impairments, such as dementia or Alzheimer’s Disease, are particularly vulnerable to financial abuse. Abusers may take advantage of their confusion or forgetfulness to steal money, forge signatures, or manipulate financial transactions.

We know this article raises more questions than it answers.  Your goal is to protect those you love most and an experienced elder and estate planning attorney can help you. Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

7 Questions to Ask Your Elder Law Attorney

As we age, the legal and financial landscapes we must navigate become increasingly complex. Elder law is a specialized area of legal practice focusing on the needs of Older Americans and their families, dealing with everything from estate planning and financial management to long-term care planning and end of life challenges. Choosing to engage with an experienced elder law attorney can be pivotal in securing not only your assets but also your quality of life in later years.

Finding the right Florida elder law attorney for you involves knowing what questions to ask to ensure they understand your needs and can offer comprehensive solutions. These attorneys not only provide legal advice but also guide you through planning your long-term goals, managing your assets, and ensuring your wishes are upheld. With the right guidance you can prepare effectively for the future, avoiding common pitfalls and leveraging opportunities you may not have previously considered.

We know firsthand that navigating the complexities of elder law and estate planning can be challenging. Whether you are planning for your own future or helping an aging loved one, consulting with an elder law attorney can provide clarity and peace of mind. If you are wondering just where to start, let us share seven crucial questions to bring to your consultation as you begin thinking about the future.

  1. Do I need a durable power of attorney? A durable power of attorney is an essential part of your Florida estate planning. It allows you to appoint someone to make decisions on your behalf if you become incapacitated. Ask your attorney about the benefits of this planning tool and how it fits into your overall estate plan. When you plan forward you can ensure your financial affairs and long-term care decisions are in trusted hands.

 

  1. What is long-term care? Long-term care involves a variety of services designed to meet a person’s health or personal care needs during a short or long timeframe. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own. Understanding what constitutes long-term care in Florida and how to plan forward is crucial in planning for the future.

 

  1. How early should I plan for long-term care? Discussing when to start planning for long-term care is vital. Early planning can significantly impact the quality of care you or your loved one receives and the financial burden that comes with it. Your Florida elder law attorney can help you understand the timelines and the best strategies for early and effective planning.

 

  1. Is Medicare going to pay for long-term care? Many people assume that Medicare will cover all their long-term care needs, but this is not always the case. Medicare’s coverage of long-term care is quite limited. Your Florida elder law attorney can explain what Medicare covers and help you plan for the expenses that Medicare does not cover.

 

  1. What is Medicaid? Medicaid is a state and federal program that provides health coverage to millions of Americans, including eligible elderly adults and people with disabilities. In the context of elder law, it is crucial to understand how Medicaid can help cover long-term care costs, which are often not covered by Medicare.

 

  1. How do I plan for Medicaid eligibility? Planning for Medicaid eligibility is a complex process that involves understanding asset and income limits. It is important to ask your Florida elder law attorney about Medicaid planning strategies, which can help protect your assets while ensuring you qualify for benefits when you need them.

 

  1. How do I age in place safely? Aging in place refers to staying in the comfort of your own home as you age, rather than moving to a senior living facility or nursing home. Discuss with your elder law attorney about how to create a comprehensive plan that includes legal, financial, and community resources to support aging in place.

We know this article raises more questions than it answers. Asking the right questions during your consultation with a Florida elder law attorney can help ensure that your legal, financial, and healthcare needs are all addressed effectively. With their expertise, you can navigate the complexities of elder law with confidence, ensuring a secure and dignified future for yourself or your loved ones.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Key Items To Consider Before Choosing A Nursing Home

Do you have an aging loved one who may need a nursing home soon? Are you wondering how to even start selecting one? How do you decide on the best place for your loved one? Are you worried about locating a nursing home that will take the very best care of your loved one?

To begin, skilled nursing facilities, commonly called nursing homes, are residential care facilities that provide around-the-clock medical care and supervision to seniors. The seniors in these facilities need help with daily living activities, such as bathing, dressing, and medication management. We would like to go over key items that you should be aware of and for you to consider before you choose a nursing home:

  • Be aware that there are different levels of care: Nursing homes offer different levels of care, from short-term rehabilitation to long-term care for residents with chronic conditions.
  • It is vital that the staff is qualified: Nursing homes are staffed by trained healthcare professionals, including registered nurses, licensed practical nurses, and certified nursing assistants.
  • There are a wide variety of services available: Nursing homes provide a range of services, including medical care, medication management, physical therapy, occupational therapy, and social activities.
  • The cost of care should be planned in advance whenever possible: Nursing homes are expensive, and the cost varies depending on the level of care and location. Some nursing homes accept Medicare or Medicaid, while others are private pay.
  • The quality of care is very important, as well as, the quality of the overall facility and services: The quality of nursing homes can vary widely and it is important to research and visit facilities before making a decision.
  • It is important to know that there are state and federal regulations: Nursing homes are regulated by state and federal agencies, and must meet certain standards of care and safety.
  • Be aware that the residents do have rights: Residents of nursing homes have certain legal rights, including the right to privacy, dignity, and quality care.

When you review these key items you will be equipped with the knowledge to help make sure that the facility your loved one moves into knows and understands how to rightly protect aging seniors. Most importantly, when you visit your loved one you can observe whether the nursing home is caring properly for their aging and frail residents. With the health and well-being of vulnerable loved ones at stake, it is vital that you look out for bedsores and neglect when you visit.

Another key point is that if you suspect an aging loved one is suffering from neglect or bedsores in a nursing home, it is highly recommended that you speak with your Florida elder law attorney to do something about it. Do not wait. If you have any questions, do not wait to contact our law office to ask them.

We know this article may raise more questions than it answers. Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Can You Afford a Nursing Home If Your Loved One Has Parkinson’s Disease?

Have you and your family recently learned that a loved one has received a diagnosis of Parkinson’s disease? Has your loved one learned that his or her ability to walk, bathe, and dress may become increasingly impaired? In addition, your loved one may face an increased risk of falls. In the future, as the Parkinson’s progresses you, your loved one and your family may be faced with the difficult decision of placing your loved one in a nursing home. With the decision to place a loved one in a nursing home, the question will be how to afford the exorbitant cost of the nursing home.

As you, your loved one and your family determine how to pay for a nursing home, find out if your loved one is in possession of any type of benefits which may cover the cost of a nursing home. For example: a long-term care insurance policy, life insurance policies, which can be cashed out, or veteran’s benefits. If your loved one does have one or more of these benefits be sure to gather copies of all the supporting documents of these policies, which may include copies of insurance policies or proof of veteran’s benefits. Having this conversation now about nursing home coverage with your loved one and family can help guarantee you have the required proof of coverage should your loved one’s mental capacity decline.

An excellent next step may be to meet with a qualified Florida elder law attorney. In addition to determining the existence of benefits, you, your loved one and family can meet with an elder law attorney to find the most reliable ways of determining how to afford a nursing home when the time comes. An elder law attorney, who is experienced in the area of long-term care planning, can assist with the review of any benefits you believe may cover the cost of a nursing home. Be aware that Medicare does not cover the cost of long-term nursing home stays, but state Medicaid does. Because Medicaid eligibility is based upon your loved one’s assets, a qualified elder law attorney may assist in the drafting of planning documents, such as a trust, which may make your loved one Medicaid eligible. Medicaid planning is best conducted early in your loved one’s diagnosis because there are time limits on the transfer of assets which may affect Medicaid eligibility.

We are very aware that a diagnosis of Parkinson’s disease can be very stressful to your loved one and family and we know there may be many other issues to navigate. By working with an estate planning and elder law attorney as soon as diagnosis is made may be the best strategy of helping to assure your loved one will be able to afford a nursing home, when the time comes. We know you and your family will want the peace of mind that your loved one will receive the care he or she deserves as the disease progresses, so that all of you can focus on sharing quality time in the present and in the future.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Do You Know the Pros and Cons of Planning for Medicaid Early in Florida?

Are you a senior living in Florida and enjoying your golden years? That is good, but are you also considering your future? Have you started planning for any long-term care needs you may have in the future? Right now would be a good time to begin to investigate how you could pay for your care if you were to need it in the future. Let us discuss more about planning for long term care in the Sunshine State.

Are you planning for Medicare coverage as an option for long-term care? Unfortunately, even though you use Medicare for your health insurance, it will not cover much in the way of long-term care, whether in a nursing home or in your own home. Although Medicare is what most senior citizens use for health insurance, it has an extremely limited nursing home benefit, covering only up to 100 days of care and only in some circumstances. It is not a reliable source of coverage if you end up needing real long-term care.

Are you wondering what other options for long-term care are available for seniors? Some seniors may rely on family members to help as they get older. There may be an adult child or another relative who can come to the senior’s home regularly or the senior may be able to move in with them. We are, however, living longer these days, and with different generations living in different parts of the country, in-person consistent help from family might not be something you can rely on. This may be particularly true if your children are raising their own children at the same time you need the most help.

If you have no other options, you might be wondering what to do next. A Florida elder law attorney is an excellent next step. Make an appointment and consult with a Florida elder law attorney who specializes in Medicaid planning to find out whether you qualify for Medicaid or how you can plan to qualify for Medicaid when the need for long-term care arises. Qualification depends on your income and assets at the time of your application for coverage. The sooner you meet with a Medicaid attorney, the better the attorney may be able to help you plan for the future. If you are able to qualify for coverage, Medicaid will cover all nursing home costs you may need in the future.

Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.

Tips for Aging Children to Help Keep Florida Seniors Safe from Sweetheart Scams

Are you familiar with romance scams or sweetheart scams that seem more prevalent during the month of February and threaten Florida seniors? Are you a senior adult or have senior adult parents? Are you aware that scammers and cyber criminals often target senior citizens? Online senior scams have risen and continue to be extremely dangerous.

The question needs to be asked, why are senior adults more likely to be victims of a scam? We need to look at several different factors. First, aging seniors are believed to be more vulnerable. Secondly, they are known to often have large amounts of money in accessible accounts and be very trusting and easily manipulated. Thirdly, with the advent and use of the internet by senior adults, cyber criminals find it easier to target them and fool them. To make matters worse, scammers tend to target seniors when they are most vulnerable. During Valentine’s Day romance scams are prevalent and this shows us just how much aging adults, suffering from loneliness and social isolation, are at an elevated risk.

Are you a senior and wondering how you can protect yourself? Do you have a senior loved one in your family that you are concerned about? We would like to share eight tips you may use to avoid a “lonely heart” senior scam.

1. Be cautious when someone you do not know contacts you online. The person you see or you are communicating with may not be who you are really dealing with. Online cyber criminals are looking for older victims to begin a romance scam using social media, online dating or friendship websites.

2. Remember this golden rule: Seniors should always be suspicious whenever someone online attempts to gain their trust and affection if they have not met in-person.

3. Senior adults should never provide their personal information or send money to someone they have met only on the internet. Do not let anyone convince you to do so via social media, email or any other online forum.

4. If you meet someone on social media, like Facebook, and this person wants to quickly move to a private form of communication such as text or email, immediately become suspicious and do not agree.

5. You should absolutely never send intimate photos or videos of yourself. Scammers can use them to try to blackmail or embarrass you.

6. If you do plan to meet someone in person that you met online, be safe and bring someone with you and meet the person in a public place. Also, let your family, friends and caregiver know of your intentions.

7. If the person you met online addresses you by the wrong name, it may be a red flag that something is wrong. Scammers often work on several victims at once.

8. Be sure to tell family, friends, caregivers and neighbors immediately about your online experience if you think you are in contact with a potential scammer. Do not let embarrassment get in the way of protecting yourself.

9. Do you think you have fallen victim to a Valentine’s Day romance scam? It is never too late to call the police and your appropriate financial institution, let them know what happened so they may get involved and protect you.

We know this article may raise more questions than it answers. Elder and Estate Planning Attorneys, PA, is a law office small enough to provide personal service but large enough to provide service in Jupiter, as well as Palm Beach, Martin, St. Lucie, and Indian River Counties in Florida. Our law firm will guide you through legal challenges involving elder law, estate planning, trusts, veterans benefits, real estate, and more. We encourage you to contact us and schedule a meeting with our attorneys.