Tag: adult children

Is Your Child Turning 18?

Do you have a child turning 18 anytime soon? Well, let me tell you, when they turn 18, they’re an adult, and you no longer have access to their medical records or financial records. If you want to continue helping your kids with all of that information, stay tuned.

So first, let’s talk about the medical records. Maybe your child has a doctor. Maybe he or she doesn’t. So they’re going to go to the doctor, and they’re going to sign a form that says, “My parent has access to these medical records.” But if they never do that, you can solve that with what’s called a Universal HIPAA Release Form where your child signs it and appoints you to have access to medical records. That’s the first solution.

Now, the next solution – you can have a health care power of attorney where your child gives you authority to make medical decisions for you when they cannot. This is key for when they’re away at college; they’re traveling; maybe they’re taking that trip you wanted to, but couldn’t ’cause you’re putting them through college. This is the document that will give you access to make those medical decisions for them when they cannot.

Next is the financial records. When they turn 18, they probably don’t want you on their bank account. Legally, they can have their own bank account. So maybe they remove you from the bank account, but maybe they still need help. So you’re going to have a durable power of attorney where they name you the agent to act for them, but they have to sign this document. And then you can go to the bank when you need to help them with their financial records. Until you have that document, you have absolutely no access to their financial records.

Parents, if you’re like me, when your child turned 18, they thought they knew everything. We know they don’t. Let’s consider helping them along to understand what being an adult is. Download this tool that you can have access to knowing your rights and how to resolve them when your child turns 18.

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Do You Have a Special Needs Child That is About to Turn 18?

So you have a child with special needs. You have been helping them their whole life. They’re about to turn 18. Their going to be an adult. Your ability to help them as an adult changes; you no longer have those legal rights. They turn 18; their disability does not go away, but you’re right to help them does.

Are you concerned about this? You should be. Let’s talk about the solution.

The solution: guardian advocacy.

Big term, huh? What does this mean? Essentially, it is getting a document from a court where you become the guardian advocate for your child when they’re 18.

So you’re asking, what’s involved? What’s the process?

Well, you have an attorney like me to file a petition to appoint you the guardian advocate for your child. Your child has an attorney appointed for them to represent in this action. That attorney? Typically paid for by the state. Once the attorney is appointed for your child that attorney meets with your child. Maybe they meet with you.

They’re going to review the documents you file with the court and then they’re going to file a report saying “I agree to this petition to appoint you as the guardian advocate” or “no, I object on behalf of my client.” Typically, in these situations, the attorney appointed for your child does not file that objection. They are in agreement with your petition to request the court appoint you the guardian advocate. The attorneys get together; they determine the language that they want in the document the court’s going to sign, and finally there’s a hearing to address all of this before the court. And before you know it, you are appointed the guardian advocate for your child to help them navigate that adult world you’ve been living in for a long time.

I know by you watching this video you are concerned about your child being subjected to what can be a vicious world. What you want to do is make sure you’re working towards helping that child through a guardian advocacy program.

If you need me immediately, give us a call. Otherwise, if you want to learn more about guardian advocacy, we have a report. Complete the form below to have that report sent to you. Complete the form below to download our FREE report.



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Important Medication Management Tips for Florida Seniors and Their Kids

Many things in life are uncertain, but aging is an inevitability. As we get older, taking multiple medications for different health conditions is not uncommon. Unfortunately, however, without proper care and management, seniors may take a higher dosage than required, miss doses altogether, or even take the wrong medication. This is why it is so important for seniors and their children to implement a simple system to help avoid these common mistakes. To help get you started, we want to share with you a few ways to help the senior loved one in your life safely manage his or her medications.

  1. Make a list.

It is important to keep a record of the names, dosages, and frequency of all medications your loved one’s doctor prescribes. Do not forget to include any over-the-counter medication your loved one may be taking! By keeping this detailed list, your loved one and any caregivers or new doctors can easily see the types of medications your loved one is currently taking. This can help ensure your loved one is taking their medication safely and is not prescribed any medications that may have a negative effect.

  1. Do your research.

Just because your loved one’s doctor prescribes them a new medication, does not mean you cannot ask questions and do some research of your own. Feel free to ask the doctor why they are prescribing a particular medication, why it is to be taken during the day or at night, and whether it should be taken with food. The more you know about your loved one’s medication intake, the easier it will be to create a routine and keep track of each medication your loved one is taking.

  1. Separate the medications.

If your loved one’s doctor requires him or her to take multiple medications each day, it can be confusing to keep track of their medication intake. Utilizing a pill box, for example, can be an effective way to safely separate your loved one’s medication. Pill boxes are typically labeled with the days of the week and are available in different colors so you can separate the medications based on whether they need to be taken during the day or at night.

  1. Use an alarmed medication reminder.

If your loved one needs a stronger reminder to take his or her medication than a sticky note or pill box, consider purchasing a medical alert device. These devices are specifically tailored to remind your loved one to attend doctor’s appointments, take medication, or check-in with loved ones. These reminders are easy to set and can be adjusted at any time based on your loved one’s daily routine.

We know that caring for a senior loved one can be challenging at times. If this article raised more questions than answers for you or if you are in need of further suggestions for ways to manage your loved one’s medication intake, do not wait to contact us with your questions.

How to Discuss Estate Planning With Your Loved Ones During the Holidays

We each have different things that we enjoy most about the holiday season. Most of us can agree, however, that the holidays are a great chance to catch up with family members and spend quality time with our loved ones. While you are checking in with your loved ones during the holidays this year, have you given some thought to sharing your estate plan and planning goals with the people who mean the most to you? It may seem like an unconventional time to discuss plans for when you are no longer here, but in reality it is important that your loved ones understand your decisions and the legacy you wish to leave for them.

Before discussing your plans with your loved ones, we encourage you to take some time to think about your planning goals and how your estate plan is set up to accomplish them. Refreshing your memory to remember the reasons for making each decision will likely make it easier for you to express your thought process behind those decisions to your loved ones. Clear communication is key to helping alleviate any uncertainty or family conflict that may arise after your passing in an already difficult time. It is also important to consider how you would like the conversation to proceed. Would you prefer to bring documents with you, for example, to illustrate your plans or would a brief conversation initially suffice?

During the conversation, allow your loved ones to voice their opinions, share their concerns, and ask questions. Listen to your loved ones’ worries and validate their feelings, but remember that your estate plan is your creation and you should stand by the planning decisions you have made. The key to having an effective discussion about your estate plan is transparency. Above all, do not let this be the last conversation you have about your planning decisions. We encourage you to update your loved ones about any changes made to your planning documents, so they feel involved and informed about the planning process.

Do not wait until it is too late to have this conversation with your loved ones. We know this can be a difficult discussion to have, but think about the family values you wish to pass on and the reason why you created an estate plan in the first place. Remember, we are here to be a resource for you. If you need further advice or have questions about anything discussed here, do not wait to contact us.